Products
Research Plans, Get Quotes & Apply Online - It's easy at HI4.com!
Just choose the coverage that best fits your specific circumstance.
Temporary Medical
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International Travel Medical
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All plans are available for individuals, families & dependents-only.
Temporary Medical Plans
U.S. Residents Only/30 Days to 3 Years Coverage
| Temporary - SHORT TERM (1-12 Months) HPA/Clarendon Freedom STM |
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If you know you are going to need temporary coverage for up to 1 year, Health Plan Administrators and Clarendon National Insurance have the answer in this comprehensive plan. Choose from coverage lasting 1-6 or 12 months - pay month to month or all at once for added savings |
| Temporary - LONG TERM (1-3 Years) HPA/Clarendon Flex-Term Med 12x3 |
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HPA and Clarendon can cover you for periods of up to 3 years with this extended-term temporary plan. They have packed the same great benefits into the Flex Term 12x3 as they have in the Freedom STM. No other company offers the security of extending benefits beyond 1 year. |
Student Medical Plans
U.S. Students, Exchange & Foreign Students,
Recent Grads
| Student
Medical Fortis Student Select |
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Solid coverage for students seeking a low cost alternative to their college sponsored plans. Available to students carrying 9 credits or more. Coverage is portable when switching schools and after graduation. |
| Exchange
& Foreign Students Patriot Travel Medical Insurance |
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Studying in or traveling to another country? Make sure your health insurance is there for you when you are away from home. This unique plan features the a variety of International Emergency Care benefits that will get you home and/or connected with your loved ones and unforeseen illness or injury should occur while abroad. |
| Recent College and High School Graduates HPA/Clarendon |
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Whether in school or after graduation, this plan features flexible coverage for up to 3 years. Great for part timers, grad school candidates and people not sure if/when they will be picking up group coverage in the future. |
Annual Medical Plans
U.S. Residents Only
| Permanent Annual Medical Celtic Insurance Celticare |
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Comprehensive long term major medical coverage. Great for people not covered by group benefits. Choose from three great plan options including the option to choose your own doctor and hospitals. |
| Flexible Term -up to 3 Years of Continuous
Coverage HPA/Clarendon Flex-Term Med 12x3 |
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A low cost alternative to traditional permanent major med. This plan offers continuous coverage for up to 3 years. Plus, avoid the lengthly underwriting requirements typically required by permanent plans. This is a great plan for people seeking longer term coverage but will likely be accessing permanent care in the next 3 years through other sources. |
International Travel Medical Plans
Any Nationality/Up to 2 Years Coverage
| Short
Trips Patriot Travel Medical Insurance - America & International Plans |
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Safeguard your next trip abroad with coverage that will be there when you need it most. Plans available for people of any nationality traveling outside of their country of citizenship for up to 1 year. |
| Multi-Trip Patriot Executive Travel Medical Insurance |
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Travel abroad as often as you like and have excellent health coverage every time you leave your home country - all for one fee. Coverage for U.S. and Canadian citizens. |
| Extended
Stay Patriot Travel Medical Insurance - ExPatriot PlusSM Plan |
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Living, working or traveling abroad for longer than 6 months? Get the coverage you need to ensure your well being while away from home. Plans available for people of any nationality traveling outside of their country of citizenship from 6 months to 2 years. |
| Business
Travel Patriot Executive Travel Medical Insurance |
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Excellent coverage while away from the office on trips abroad throughout the year - all for one fee. Coverage for U.S. and Canadian citizens. |
| Group
Travel Patriot Group Travel Medical Insurance |
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Save 10% off individual Patriot rates for groups of 5 or more. Access the same great coverage and ensure your group trip goes off without a problem. Plans available for groups of any nationality traveling outside of their country of citizenship for up to 1 year. |
Global Annual Medical Plans
Any Nationality Living Abroad for 1 Year or More
| Annual
Medical Global Medical Insurance |
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U.S. style health insurance accessible anywhere in the world. Great coverage for people of any nationality living abroad for 1 year or more. |
| Business
Travel Patriot Executive Travel Medical Insurance |
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Excellent coverage while away from the office on trips abroad throughout the year - all for one fee. Coverage for U.S. and Canadian citizens. |
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Group
International Employee Benefits |
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We offer full brokerage services to provide medical benefits for your international employees. Contact us for more information on our U.S. style group health insurance plans designed specifically for international situations. |
Worldwide Group Medical Plans
Group Travel, Employee Benefit & Executive
Benefit Plans Available
| Group
Travel Patriot Group Travel Medical Insurance |
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Save 10% off individual Patriot rates for groups of 5 or more. Access the same great coverage and ensure your group trip goes off without a problem. Plans available for groups of any nationality traveling outside of their country of citizenship for up to 1 year. |
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Group
International Employee Benefits |
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We offer full brokerage services to provide medical benefits for your international employees. Contact us for more information on our U.S. style group health insurance plans designed specifically for international situations. |
| Business
Travel Patriot Executive Travel Medical Insurance |
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Excellent coverage while away from the office on trips abroad throughout the year - all for one fee. Coverage for U.S. and Canadian citizens. |
US Calls: 1-877-982-5200 | International Calls: 1-781-982-5200 | Email: questions1000@hi4.com